Negotiation is a subtle art in real estate, but skilled negotiators can usually find some common ground that satisfies all parties. On the other hand, using the wrong negotiation tactics can sink a
What Debt To Income Ratio Do Lenders Want To See
Considering buying a home?? Unless you've won the lottery or are fortunate enough to pay cash you'll need to get a loan (mortgage) from a lender. Lenders look at your credit scores to start with then dive into your Debt to Income Ratio (DTI). This helps the lender make a risk assessment before moving on to the next step in the approval process.
Here is a great article from Experian, one of only 3 "true" credit reporting agencies that lenders use to verify credit scores. Those 3 companies are Experian, Equifax and TransUnion. At the time of writing this you can check your credit report once a year for free by visiting www.annualcreditreport.com, now that doesn't include your credit score but you can purchase it directly from the companies mentioned above there are links.
I understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why as your real estate professional I will be dedicated to providing exceptiona....
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Here you'll find recently reduced Waterfront Homes in Fort Myers, FL that are Gulf access $500,000 and below!!Click on a photo below to see all the details or the link below to see: